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Editor's Notes:

For General Agent Use Only


 

ProCare Approvals
A special mailing regarding ProCare Medicare Supplement new business and renewal rate information has been mailed to General Agents in Hawaii. If you did not receive this notice, please contact the Agent Service Center at 1-800-925-7355.

Iowa Reminder
In Iowa, Medicare Supplement applications cannot be solicited more than 90 days before the prospect’s 65th birthday or eligibility for Medicare Part B benefits occurs.

MO Med-Supp Agents
Due to Missouri state regulations, Medicare recipients under age 65 will be entitled to a six-month open enrollment period (after first becoming eligible for Medicare Part B) on any plans we offer. Special plan codes and new rates were designated. New rate cards are available to order from Supply.

‘99 Part B Premium
The Part B premium payment automatically deducted from a Medicare recipient’s monthly Social Security check for 1999 will be $45.50 up $1.70 from 1997.

Delaware Approvals
The RT10/GD SL972 advertising brochure featuring the revised health questions has been approved. The brochure is available to order and will replace your current supply effective immediately.

Important SD Underage Information
Effective immediately, South Dakota now requires that we not sell our underage hospital surgical plans as replacements to other company policies. Under this requirement, we cannot accept applications for the following plans — HSXC, SMXC, SHXC, MMXC, MSXC, SSXC and CS-1 — if it is to replace any policy from another company.

Also, due to the 30 day waiting period on UA cancer policies, plans CAGR, CAXC and CIXC can no longer be sold in South Dakota.

NJ Life Product Availability
Remember, in New Jersey, United American’s Whole Life product replaces the 970 Series. New business written on the 970 Series will not be accepted in the Home Office. Please order supplies accordingly.

Also, effective immediately, Agents in New Jersey can no longer sell WL2 Plan 511 Life business because approval in that state has been withdrawn. We will keep you updated on re-approval status in upcoming issues of the UA NewsOnLine.

Texas Approvals
Texas has approved special versions of the LTC lead card LC-53 TX and the AD-143 (42) print ad. The Consumer Questionnaire CQ97 has also been approved. The print ad and Consumer Questionnaire are available to order. The lead card will be available to order upon completion of printing.

The Texas Department of Insurance has issued a new Long Term Care guide that will replace the NAIC guide currently used. Agents selling in Texas will be required to use “What Texans Should Know About Long Term Care Insurance” beginning January 1, 1999. The guide will be available to order from Supply upon completion of printing.

Help Us Help You!
To get applications processed in an efficient manner, it is important that they be filled out completely and accurately. A recent two-week analysis of Underwriting delays revealed the following causes:
Type Delay

Incorrect address, zip code or telephone number

Medical questions incomplete/incorrect 


Incomplete spelling or misspelling name of

      insured or beneficiary  

Missing replacement forms and
      incorrect beneficiary designation  

% of Total Delay

33%

  32%


20%


15%

Please check apps before sending them to the Home Office to ensure fast policy issue.

Holiday Schedule
The Home Office will be closed on the following dates: November 26th and 27th for Thanksgiving; December 24th and 25th for Christmas and January 1, 1999 for New Year's. Have a safe holiday!

Interest Rate Set
The Lifestyle Annuity new money interest rate for November is 4.75%. The new rate for December will be 4.50%. Rates will continue to be reviewed and adjusted accordingly.


Main Number - Home Office:  972-529-5085
Agent Service Center:  1-800-925-7355
Supply Order Information: 1-800-285-3676 or
Fax:  405-752-9341
Email:  uaagentsupply@torchmarkcorp.com

UA Home / Agent Services

Website Information: contact webmaster@torchmarkcorp.com for questions or
comments regarding this web site.

This page was updated on 05/05/03

© Copyright 1999, United American Insurance Company,  McKinney, Texas
All rights reserved.
Published by United American Insurance Company for the dissemination of information to its Agents. 
Home Office permission must obtained prior to reproduction or other use of this material.

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UA News Library


February 2000
Our Top Producers for 1999

January 2000
Talk to Clients About Cancer Risks

December 1999
Help Seniors Enjoy A Healthy Life

November 1999
Succeed With Superior UA Service

October 1999
United Investors Life Products

September 1999
Paul Harvey Tells The Rest Of The Story

August 1999
Target Your Market

July 1999
UA Answers Your Product & Service Questions

June 1999
Worry Free Claims

May 1999
Providing More Med-Supp Products & Services

April 1999
Introducing RT85 Final
Expense Plan

March 1999
Introducing the Good Sense Plan

February 1999
UA Proudly Announces our Top Producers of 1998

January 1998
LTC: Helping Your Clients Make Informed Decisions

December 1998
Where Are You Headed in 1999?

November 1998
Looking for a Reliable Source for Leads?

October 1998
Medicare+Choice: What You Need to Know

September 1998
UA Ranks A+ Superior for 27th Year!

August 1998
UA's Cash Cancer Benefit Plan Helps Customers Maintain Financial Control